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Guides · How to Choose

How to Choose a Payments Tool

Payments infrastructure directly affects your revenue reliability. A processing failure at checkout is lost money. Consider global coverage, fee structure, payout speed, and dispute handling before the first transaction.

Key questions to ask

  • ? Open source vs managed — who handles security patches and uptime?
  • ? Pricing model — does it stay affordable as you scale?
  • ? Learning curve — does your team already know this technology?
  • ? Community and ecosystem — are there answers on Stack Overflow and maintained libraries?

Compare 4 payments options

Tool Pricing Learning Curve Best For
Lemon Squeezy Lemon Squeezy 5% + 50¢ per transaction Indie SaaS, digital products, global tax compliance
Paddle Paddle 5% + 50c per transaction SaaS companies selling globally who want tax and compliance handled automatically
RevenueCat RevenueCat Freemium — free up to $2.5k MTR, 1% fee above Mobile apps with subscriptions, cross-platform in-app purchases, subscription analytics
Stripe Stripe 2.9% + 30¢ per transaction SaaS subscriptions, marketplaces, global payments

All Payments tools